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TERM OR PERMANENT LIFE INSURANCE If term insurance is being purchased, make sure you ask if your policy can be converted to a permanent policy. Many term policies have the option to convert some or all of it to permanent insurance for a certain period of time without having to provide additional proof of insurability.
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Difference Between Risk and Uncertainty (with Comparison
Insurance and Gambling - University of Toronto
South African insurance law - Wikipedia
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Insurance and Gambling - University of Toronto
Raffles are often used by organizations for fundraising purposes. However, Illinois law suggests that unless the raffle is licensed and operated in accordance with the Raffles and Poker Runs Act and applicable local laws, raffles are illegal gambling subject to criminal fines and penalties.
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